A car insurance claim is a request for the compensation that the victim of the car accident files. The insurance companies pay for the damage to the vehicle and the personal injury. In the United States, more than $170 billion dollars are paid against auto insurance claims. Sometimes, car accident attorneys Los Angeles are contacted if there is any dispute between the insurance companies and the injured person. These attorneys are skilled and knowledgeable in this field and fight personal injury cases. The process of filing the case is the same for all but the laws may differ.
Factors affecting the filing process
- Filing for a car insurance claim depends on the extent of injuries as well the damage done to the vehicle.
- Who and what has caused the accident also makes a great difference in choosing the insurance company that is likely to pay for compensation.
- You will have to get in touch with the insurance company along with the documents such as police reports, medical bills and other expenses.
- The insurance company evaluates the amount based on the information provided by you.
Steps to file for a car insurance claim
- Contact the insurance company
First, you need to contact the insurance company and inform them about the car accident. You need to provide the following details:
- Which car is covered
- Who was driving
- Place and time of the accident
- Brief details about the accident along with the severity of the damage
- Contact details of other party involved in the accident
- The details about witnesses
- Contact police officials
If you haven’t contacted police officials and filed a report, you must do so by calling them. The insurance company will ask for the police report number. You should obtain it by filing the report.
- Contact an attorney
If you are going to file for a personal injury claim, you will contact an attorney. He can assess the damages and injuries properly and in an unbiased manner. He will also review the medical reports to estimate the compensation. He can also figure out who was at fault at the time of the accident.
- Report from the insurance adjuster
He will check the damages and injuries caused during the accident. He makes a report based on the facts and pictures taken.
If everything goes smoothly, you will be able to get the payment in a few weeks.
